Does Insurance Cover Windshield Repair in Virginia?

Many drivers wonder if their auto insurance will pay for windshield repairs.

Comprehensive Coverage

If you have comprehensive coverage, auto glass damage is generally covered. For simple repairs (chips and small cracks), many insurance companies will completely waive your deductible.

No-Fault Glass Claims

In Virginia, filing a claim for auto glass damage typically does not raise your insurance rates, as it is considered a no-fault incident.

Virginia Law on Shop Choice

Virginia law guarantees that YOU have the right to choose the repair shop. Your insurance company cannot force you to use a specific national chain or preferred provider. You are free to choose a reliable local shop.